letters and counting!
Forunately, we have not lost our house yet. About a year ago my husbands hours and salary were cut by 50%. We had never missed a morgage payment. We applied for a Morgage Modification and were turned down. Included in all the reams of paper we supplied was a letter from the company he works for stating that his salary would be cut in half. So after jumping through all the hooks and sending all the forms it was a tough blow. The explanation was that we didn't show a finanical hardship. I don't know how much the CEO of B of A makes but it's no where near what my husband made after he lost 50% of his salary. I guess I was under the wrong impression about the program was there to help people having trouble with their payment. Silly me!!!! Maggie Adrian 91605