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Anthony Lillich As we know, the Wall Street bundling of credit default swaps has endangered the world’s economy to the point of collapse. This event has created a lack of jobs, business investments, business loans, and making it difficult to make loans. Housing foreclosures, bankruptcies, homelessness, joblessness has many brought to the point of no return to their prior lives prior to 2007. Banks and investment companies that participated in these credit default swaps, along with rating agencies that rated the swaps and mortgages that made up the bundles, need to be prosecuted to the fullest extent of the law and be required to make reparations.