Mailbag

Check out all the great letters everybody is sending to their new friends in the 1%. If you haven’t gotten yourself a pen pal yet, what are you waiting for? It’s lonely at the top. Choose a pen pal and help a banker feel just a little closer to the rest of us!

8807
letters and counting!
  • Change | 0  

    We are people. Human. Beings. Not dollars signs. We are your country.
    
    Ashley Barnes
    
    Washington, DC 20003
    
  • 99 % | 0  

    
    
    I keep reading things which call us naive, hippies, immature youth, unaware, foolish, and
    "we don't understand finances" etc. etc.
    I am part of the 99% movement:  70 years old, educated, middle class, well read in financial matters, and VERY angry.   You are the ones that don't get it.  And we will continue until you do.
    The big bank CEO's constant  hissy fits over even
    modest regulations are only one small indication of your naive misunderstanding of us.  When will you grow up?
    
    Cynthia Carlson
    
     10011
    
  • Banking | 0  

    
    
    Oh how I love Credit Unions
    
    Dana 
    
     97219
    
  • Where is your consious | 0  

    The meek shall inherit the world, so says the Bible. And who are the meek? The egoless. Those who do not to destroy everthing and everyone in order to feel powerful. How do you sleep at night? When you look in the mirror in the morning do you see the amazing person you could be or the one who is always wanting more? You are a cancer to yourself and when you are done there will not be much left of this world.
    
    Do something courages today..RESIGN!
    
    kelly montes
    
    Houston, TX 77024
    
  • Small Businesses ARE the Economy | 0  

    
    
    I'm a small business owner in NYC. We started in 2007, with nothing but determination & the ability to work hard. We've grown each year, despite a global recession & lack of access to credit. We pay our bills & taxes, & put the money we make back into our local economy. We have MORE DEMAND than we can keep up with. My partner & I work 24/7 because we don't have cash on hand to hire the local employees we need to expand our business.
    
    Why?
    
    Because your banks, which took billions of dollars of our tax money in bailouts, & are able to borrow money at rock-bottom rates from our government in the name of "economic stimulus", have FAILED to lend back to small businesses.
    
    Because all our profits go to pay interest & bank & credit card fees. You get a percentage of every dollar our clients pay us. We operate month-to-month on a cash basis. We don't take excessive risks because we are responsible & don't depend on bailouts from our fellow citizens. We are working hard to build our own American Dream, playing by the rules. 
    
    Can any of your big banks & investment firms honestly say the same? What value do you create for anyone but your shareholders?
    
    A small line of credit at a reasonable interest rate is all we need to hire people & CREATE JOBS. I'm sick of hearing about "job creators" who are punishing our entire country for your own risky behavior. 
    
    A healthy economy needs consumers with money to spend. Sucking all the money up into your offshore accounts is insanely short-sighted. Even if you & your kids live comfortably behind walled gates, you cannot be separate from the world. Wake up!
    
    C 
    
     10031
    
  • Educators, firemen and police people first | 0  

    You don't have the right to take away my right to prosperity and health for your gain.  You can't continue to pocket the wealth of this country while disrespecting your educators.  
    
    You don't have the right to fire workers so you can continue to profit.
    
    Everyone is entitled to work and prosper, not only stockholders.
    
    
    Claire Phillips
    
    Los Angeles, CA 90026
    
  • It takes a community. | 0  

    ...and you are part of it.  Start acting like it. 
    
    John-Michael Trojan
    
    Merchantville, NJ 08109
    
  • I want to keep my house | 0  

    
    
    You top executives lied to us when you refinanced our houses and your paperwork was a fraud. Now you want to take our homes because of your mistakes? No Way! I'm not going to have that and I will have every Attorney fight you tooth and nails. Oh, by the way, don't sell those houses that you took to someone else because the house doesn't belong to them or you for that matter and we might come back and get our houses back.
    
    Jeanine Mercer
    
    ONTARIO, CA 91761
    
  • The Takers | 0  

    How long till we are all homeless? Including the United States of America...
    
    Without neighbors a home is not a home...
    
    We all need to be civil.
    
    The World included.
    
    
    
    Sebastian Feldman
    
    Sherman Oaks, CA 91413
    
  • Listen to your Heart... | 0  

    
    
    We are ALL connected to each other as ONE Family. We need to recognize this oneness in each one of us. We need to be able to look within for the truth of who we are and what we have become. With Love and Respect for ourselves and each other we can become better Human beings and begin to live in Peace and Harmony with each other. We are not meant to be Slaves at birth. We are capable of very much more as Human beings. Know that there is a lot of Fear within the minds on both sides and we need to Love and Respect Everyone and Everything in order to change. We were never meant to feel separate from each other, this is the only hold they have on us that allows them "The Powers that Be" to keep there control over us. Free yourself of ALL the Fear and join your Family. We are ALL ONE, ALL around the World. Love and Respect yourselves so you may love and respect ALL of your Family. This is our moment...The more that can see the Love and Respect in each one of our hearts the more the rest of our Family will begin to drop the Fear that is within them and reunite with there Family, Our Family.
    
    John Walsh
    
    Chula Vista, CA 91911
    
  • Health Care & Jobs Needed! | 0  

    
    
    
    
    Wendy Hansen
    
    Mt Hamilton, CA 95140
    
  • Occupy Wall St. movement message | 0  

    Dear Mr. Kelleher,  I'm hoping you are understanding the message from the Occupy Wall St. movement, although there doesn't seem to be a specific clear message perhaps coming from it.  My message to you is that the majority are saying they've had enough of the incredibly high salaries, high bonuses, and too generous pension packages or  severances  paid to Corporation CEO's and executives,  and bailouts from the government which have seemingly destroyed the very important U.S.A. economy.  I am hoping you will do your part in acting upon this message.  I'm sure that as an Executive at Morgan Stanley there is a huge part you could play in alleviating these wrongs, leading to a stronger American economy from which everyone will be able to benefit.  This Occupy Wall St. movement is spreading around the world because of concern in many countries re the importance the American economy plays on the world stage.  
    
    Dianne Carlson
    
    Surrey, BC V4A7S6
    
  • Choke on your greed | 0  

    May you and corporate America disappear from the face of the earth.
    
    Robert Nadler
    
    Englewood, NJ 07631
    
  • Stop the Cannibalism! | 0  

    
    
    Your greed is eating our country alive like a horrible cancer. Can't you see what you're doing to people? Stop thinking about your own selfish interests and think about the greater good. 
    
    How much money do you need? 
    
    Laura Preble
    
    La Mesa, CA 91941
    
  • Thanks!! | 0  

    For showing us how low can people go for greed!!
     You ruined and destroyed the lives and way of living of millions of people around the world. Taking without giving nothing back but misery and pain. You can fool some people but you cannot fool everyone. Your charade stops here and now.
    
    Mauricio Montezuma Lopez
    
    Hampton Bays, NY 11946
    
  • PAY YOUR FAIR SHARE | 0  

    Dear CEOs and Board Members,
    
    Isn't it way past time for your corporate decisions to put humanity above profit?
    
    Thank you.
    
    Donald Mackay
    
    South Pasadena, CA 91031
    
  • | 0  

    Getting a bonus for more then you could possibly need to live on means the people working for you are not getting what they need to keep themselves and their families healthy, well fed, well cared for, and safe.
    You did not get where you are by yourself. Create new jobs through technology that supports healthy air, water and land.  This creates jobs, this makes you a creator of healthy communities.  You can still have 2 homes but you don't need the third one people that feel secure in their jobs buy more.
    Pay your fair share and if the government does not tax you, make them.  You have the power.  Put humans in front of greed and put our country back on top.
    
    
    Andy Taylor-Blenis
    
    Newtonville, MA 02460
    
  • Stop ruining America | 0  

    
    
    Dear Sirs (and small number of Ma'ams):
    I am writing to encourage you to take responsibility for the greed that is rotting the core of the American economy. Thanks the unethical practices of major banks, many neighborhoods, including the one I lived in for four years, are decimated by foreclosures and short sales. I am a college professor, and my recently graduated students can't find work, no matter how bright they are. Students and families are drowning in debt while banks continue to reap millions and millions, doling out bonuses and other rewards to executives. It's time for you to rethink how you treat your customers, the American public, and invest in the American future by forgiving loan debt, working with consumers to pay off debt when they can, making loans to promising enterprises, and offering fair compensation to all of your workers (which also means reducing compensation for executives). 
    
    Katja Guenther
    
    Pasadena, CA 91107
    
  • The Common Good | 0  

    
    
    Dear Bankers:
    Could somebody among you explain to me whether you ever consider your obligation to contribute to the Common Good?  Is the extreme income inequality we have today in some mysterious way enhancing the well-being of all?  I know people in other professions who are as hardworking and ambitious as many of you seem to be, but I also see how their efforts benefit not only their own careers and bank accounts but society as a whole.
    How come that so many ignoramuses in the financial sector take home every month what for a Nobel Laureate is the reward for a life-time's effort and ingenuity?
    To reach the Common Good we also need some common sense. Don't drive capitalism over the cliff - you will be victims too.
    
    Jacob 
    
     11790-1729
    
  • Justice is not an option | 0  

    If you have more than two coats, pairs of shoes, sets of clothes in your closet, or more than a few days wages sitting around in your accounts, why are you not putting it out into society where it is needed?  
    
    "The economy" is NOT the rise and fall of stock prices.  It IS the FLOW of real money into and out of real people's lives, their work places.  
    
    Justice demands that you who hold the keys to the flow of real money let it flow.  Are you willing to act justly?
    
    Al Utzig
    
    El Paso, TX 92376
    
  • enough | 0  

    
    
    To be ultra wealthy today is to have made money on the backs of others. The "backs" are now rising up and not waiting to eat their cake, thanks, we are baking our own.
    
    Elizabeth 
    
     97501
    
  • What will you do when the middle class is gone? | 0  

    
    
    As Elizabeth Warren said: 
    
    “I hear all this, you know, 'Well, this is class warfare, this is whatever.'—No!
    
    There is nobody in this country who got rich on his own. Nobody.
    
    You built a factory out there—good for you! But I want to be clear.
    
    You moved your goods to market on the roads the rest of us paid for.
    
    You hired workers the rest of us paid to educate.
    
    You were safe in your factory because of police forces and fire forces that the rest of us paid for.
    
    You didn’t have to worry that marauding bands would come and seize everything at your factory, and hire someone to protect against this, because of the work the rest of us did.
    
    Now look, you built a factory and it turned into something terrific, or a great idea—God bless. Keep a big hunk of it.
    
    But part of the underlying social contract is you take a hunk of that and pay forward for the next kid who comes along.”
    
    Robert McDaniel
    
     33716
    
  • Occupy the Boardroom! | 0  

     We have come to a point in modern history where we, America have been taken over by the oligarchs. People of extreme wealth and influence have overwhelmed our democracy. Access to our representatives, our senators, our governors at local, state and federal levels have been hijacked by the rich and powerful. The middle and working class citizens of this country, the people that have built this country, the people that have taught us, clothed us, built our roads, healed us, protected us and worked in offices for those in power have been ignored and swept aside. The poor are not even a thought to those in power. 
    
     The rich and powerful have figured out a way to earn their wealth with out us. The rich and powerful have figured out how to make a profit on the cheap. They have exported our jobs and taken advantage of cheap labor over seas and here at home. They have found a way to exclude the middle class and make lots of money doing so. They contribute nothing to society, they make nothing and they give nothing back. They think they can continue on this course without consequence. They are wrong.  
    
    There are two different groups of this  wealthy class, those that are the money managers and those that are the product peddlers. The money managers think they are independent of the working class and think they don’t need us. The product peddlers use us and our common space without contributing to it. The moneymanagers have created an artificial world of selling debt without good conscience in doing so. They have set up a system with little or no rules. The product peddlers use our roads, air and tunnels to transport their goods that we buy; all supported and paid for by taxpaying citizens. Yes, we buy and use their products. We are not against corporations, we are not against capitalism, we are not against earning an honest wage and profit. One could argue that this movement could not have grown without the use of products like the computer and   cell phone crucial for communication; clothes and sleeping bags keeping those brave enough to sleep in the  parks battling the elements and exercising their constitutional rights; products often manufactured by people in far away countries paid poorly for their efforts. Americans have grown accustomed to buying and using many products that have in many ways eased their lives, but at what price? We get that, but I don’t think those in power do. We are a community; we share a common space and common tools to exist. We the working and middle class are being used and stretched beyond our means so that those at the top can stay there, without shared sacrifice. What we ask for is fairness and right now, it is extremely clear that those at the top of the economic ladder have a tremendous advantage that has hurt this country deeply. 
    
    There are 46.2 million people in America living in poverty in the richest country on earth. One million of them are seniors, one and half million are children. More than one hundred thousand are veterans. How did that happen? What do we do about the poorest among us? What kind of nation is this that does not look after it’s weakest, its sickest, its  disabled, its children, its elders and its veterans? What does that say about who we are as a nation?
    
    We realize that the vote has been bought and suppressed. The idea that corporations have individual rights as expressed recently by the Supreme Court tells just how far corruption in our system has come. The allowance of corporate interests to anonymously pay for opinion to sway voters however they see fit is an injustice of our democracy and needs to be changed. The oppressive monetary influence has got to be stopped. 
    
    
    We the people are here to speak truth to power. We are here to tell our representatives, our senators, our governors and our president that we have had enough. We are fed up with trying to just get by. We are fed up with being ignored. We are fed up with health insurance companies price gouging us. We are fed up with choosing one child on our health insurance plan because we can’t afford two. We are fed up with oil companies price gouging us and then polluting our water, our earth and sky. We are fed up with men dying in coal mines. We are fed up with college being affordable to only the rich. We are fed up with undocumented workers being used like slaves. We are fed up with being told to buy things because that’s what makes the rich richer. We are fed up with leaders who lie us into wars to make a profit. We are fed up with those who complain government is the problem and then beg the government and the tax payers to save them when they act foolish. We are fed up with those in government who complain about government. We are fed up with government officials being auctioned off to the highest bidder and our voices snuffed out as a result. We are fed up with being told that we are the problem. 
    
    To Mr. President and all of our public officials, listen up: we are not the problem , greed is the problem, hubris is the problem, deregulation is the problem, no accountability is the problem, no rules are the problem. We have had enough.
    
    President Theodore Roosevelt once said:
    “We stand for a living wage. Wages are subnormal if they fail to provide a living for those who devote their time and energy to industrial occupations. The monetary equivalent of a living wage varies according to local conditions, but must include enough to secure the elements of a normal standard of living--a standard high enough to make morality possible, to provide for education and recreation, to care for immature members of the family, to maintain the family during periods of sickness, and to permit of reasonable saving for old age.”
    May I remind all those listening that our standard of living and our ability to earn a living wage has been diminished. We are earning less, and for the first time in decades our younger generation is being deprived the right to aspire to a better life than their parents. We as a people are losing our capacity to earn a living wage as described by Theodore Roosevelt. 
    
    We the people want you to listen to us now. We want our voices to be heard.  All we have left is this moment this time here together, out in the streets. Making our voices heard is all we have left as we have no money to pay for the privilege which should be our right. We invite you to come here to talk with us, to listen to us, to find out what needs to be done to make our country great again. 
    
    We fear that our democracy is at risk, we fear that the many soldiers throughout our history may have given their lives for naught. We fear that the gilded age of robber barons, which ill served this country has returned to bring great harm to this great nation only to serve a few. We fear that a plutocracy is replacing our democratic system of governance.
    
    We want fairness, we want the power of the people, we want a democratic system of government that insures that the people’s voices will be heard and not bought. We want equal access. We want to be able to earn a living wage. If you want our support, if you want our vote then you must listen to us. Because we shall not be moved until you do. Just like the tree standing by the water we shall not be moved
    
    
    
    
    
    
    Robin Wieder
    
     11518
    
  • Stop the inequality and unjustice | 0  

    It is not fair that so many hard working Americans like my family who are just trying to keep their houses, keep their jobs and keep food on their table for their kids keep getting screwed over.  
    
    The CEOs of companies and board members who have gained money and power while the rest of us suffer should do EVERYTHING they can right now to help the situation for the rest of us.
    
    Bethany Dengler-Germain
    
    Chatsworth, CA 91311
    
  • Accomplish very little | 0  

    Churn 'em and burn 'em.  Fees and commissions have replaced a solid manufacturing economy with financial gimmicks.
    
    Paul Cofrancesco
    
    San Diego, CA 92102
    
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