letters and counting!
My name is Lisa. I am a single-mom of two boys, I am a middle school teacher and my credit is shot because of you. You offered me a modification of my home loan, told me to pay an “introductory amount” while my loan was being processed all the while reporting me as “late” each month I followed your directions. As a direct result of your actions, my credit cards rate went through the roof or were cancelled and now I have no credit. NONE. Add that to no money left over at the end of the month on my $38,000 a year salary to support a me and my two boys, I am only car repair, one accident, one illness away from disaster. Your greed and dishonesty seems to know no bounds. Shame on you until there is Justice. Me and my children are the 99% Lisa, humanities teacher California
…that I have had since 2004. You guys stuck it to us , now we are to getting ready to give some back.
Goodby. | 0
My checks say I’ve been a BofA customer since 1985. Your monthly debit card charge is the last straw. I’m closing my account this week. Goodby.
I am a former IRS employee, and I worked there while you were commissioner. While you were commissioner you had a duty to insure a fair system, and you have the same duty on this board. You are beholden to all not just your share holders or your own bank account.
You lobbied to make theft legal and now you claim you haven’t broken the law.
I’m writing as a New Jersey BoA customer, affordable housing professional and citizen. I would like you to begin writing me and my fellow BoA customers regularly about the key corporate issues facing BoA and the extent to which BoA is gauging the social, economic and environmental impacts of the options before it. Please include access to the key data I would need to assess the quality of your decision-making. And please provide us with a means to continue this dialogue with you and your fellow BoA Board members. I look forward to hearing from you.
Dear Mr. Carroll | 0
It’s a shame really. I used to bank with you. I used to even like you. But you screwed me over time and again with overdrafts and fees, and I finally had the sense to leave before everything hit the fan. There was one way you ran things that really got under my skin. I had learned that transactions made did not come in the order made, but by amount of transaction. So the higher transactions came first, then the lower. Seems easy enough, not too bad. Until I got hit with multiple overdrafts for purchases ranging less than a dollar. $35 for $.10, $.50, and onward, stacked and stacked so I had over $300 in overdrafts. This was when you were still Wachovia. Your policies are corrupt. You do things in ways to purposely try and steal from us. You say it’s simple policy and give no forgiveness. That lack of forgiveness will now come back ten fold. No one has to come to you. No one has to give you their money. You trick and trap and use, and we will no longer be suckered into it.
I want to attempt to appeal to your humanity, your sense of shame. However, given the actions of your institution, that is likely not the best tactic. And it’s the only thing I know to do in this situation.What will get through to you? You must know the terrible things that are happening to the 99%, because they’re being shared everywhere. You must know that 1 in 5 children is currently living in poverty. You already know that too many young, brilliant minds are jobless with crushing amounts of student debt. You know that corporate greed is helping you and hurting many others. And yet, the system that allows this to happen, perpetuated largely by monopolies, is still in place and you bear a large portion of this responsibility. It’s hard not to conclude you don’t give a damn about the 99%, because if you did, I would expect you to do something. And if you can’t be moved to care about your fellow human beings suffering because of the system you are responsible for propping up… Well, you have my pity.
Hello Edith | 0
From the 99%. I have no doubt you’ll delete this prior to reading but, thought I’d give it a go anyway. I’m a person with mental illness(not the voices, just depression w/ a side of anxiety). I get disability but need to work to afford housing and food, etc. Social Security only allows you a certain amount of income from work(and I get crazier if I work too much). I have a Bachelors in liberal arts which makes absolutely no difference in the type of job I get. Which is retail at the moment. It’s a good job(pay is ok for what it is)and I’m lucky to have it. However, it would be nice to be self sufficient. It would be nice to work in a field that did not contribute to the consumer culture. There aren’t too many jobs like that because everyone is so busy barely scraping by that hardly one has time or money to do anything good. And, you people certainly wouldn’t give a loan to a person proposing a business that contributes to rather than takes from society or the earth, would you?
Urgent Notice | 0
Dear Monica C Lozano, Please stop your money profiteering. Think of the poor, those on the street, who’s homes and lifes have been foreclosed upon. You can make a difference….its up to you!
I have 4 grown kids. Two are ok, the other two struggle to make end meet. I help them as much as possible. They have student loans and one has a family. The other has been looking for a job for 2 years. With this I still try to do the right things for others. I vote to raise taxes for schools and public programs that help others. Without the 99% you have no business, no loans, no mortgages, no deposits no fees etc.You need the 99%. You need to do the right thinks to help our Wonderful Country.
Dear Mr. Vikram | 0
I hope you are fulfilled with my money… Enjoy those lousy pieces of papers :) Perhaps you need some water also? Best regards…. one of 99%, Gabriel Buian, Sibiu
· I have a HOME MORTGAGE with Bank of America, but my relationship with BofA is an involuntary one, for I did not choose BofA: they bought my mortgage from my previous lender. I tried last month to get BofA to refinance at the present (much lower) interest rates, but they put too many obstacles (in the name of fees) in my path. Application fee, appraisal fee, lender fee………. The list goes on and on . They even want a TITLE VERIFICATION FEE despite the fact that the title has been in BofA’s possession (and custody) since the time years ago when they bought the mortgage. And a flood certification fee, although the house is situated at the same location since the mortgage started. Can you make your officials deal HONESTLY with me. · I suggest that you pretend to be an existing mortgage customer and phone BofA, seeking to refinance. The response you receive (from those sweet people you employ) will give you some idea why so many folks would like to see BofA wound up. · Why are your officials so leery of allowing me to record our phone conversations while they themselves announce at the beginning of each phone call: “This call may be recorded”? · From: Alex Zachariah dated Oct 15th 2011 · to Brian Moynihan My mail address: [email protected]
Neil A. Cotty | 0
Buon giorno. I have selected you to be my pen pal and will contact you each day. Now, aren’t you lucky? Fortunately, I live in Italy or I would have been dead by now, thanks to Reaganomics and the United States’ attitude towards health care. I do not envy you because of your financial success. However, I, like many others, am frustrated with rich, successful people such as yourself, not paying your fair share of taxes. If you were to pay your fair share, our deficit would not be in the shape that it is. But, I suppose it is easier for you to avoid paying and to just blame all the country’s problems on Obama. Way to go, blame it on the black guy in your white house.
Fail | 0
My daughter applied for a student loan online. She needed me as a cosigner. I cosigned the papers & Wells Fargo said they were working on it. We didnt hear anything for over 5 months. When I called they said everything was ok. Then I got a call back saying that they did not have paper work that was already sent in. Instead of arguing that I had already sent it in, I re did the paper work & sent it in. We waited 3 more weeks. I finally decided that this was too long & started following up with phone calls, emails & letters. This was to no avail. Then when I finally got to talk to someone, they said she did not qualify for the loan because she had graduated already. What a fail! Not on our part but on Wells Fargo’s!!!! We certainly would not have been sitting around waiting if we thought we could get great service elsewhere! I trusted Wells Fargo based on my consumership at a local branch. That is done after this incident. I will NEVER trust Wells Fargo again, even with personal information. I have signed a petition with care2.com against Wells Fargo because of hidden checking account fees. So, 1%, what are you going to do about the lack of credibility? Nothing? As usual?
Put yourself in the shoes of the people, yes, not just borrowers, people you are foreclosing on. The govt. helped the Banks on Wall St. and you have an obligation to help them.
The value of my mortgage obtained from your bank was worth more than half of the current value of my house. I also got laid off from my job and was unable to reacquire another job. I do accounting for construction/industrial. I had to walk away from my house thanks to you. I wish, but know it won’t happen, that something like this happens to you so you understand what you have done to me, personally, and to EVERYONE else across USA that is in my position, because of your shoddy and incompetent accounting policies. We, as the 99% are supposed to be able to rely on people like you for making intelligent decisions - you have shown us that you are not deserving of your position and salary. Thanks for nothing.
…and give it to a program that will educate high school students to get a decent job or a re-education program for folks out of work. Right now, your complacency makes you look like a job-sucking thug. Do the right thing and help the economy become brighter.
Listen to the people you depend on for your livelihood who bailed you out -- now it's your turn. Robert Banov 11213
Dear Sirs: You know in your hearts the difference between right and wrong. As long as your happiness depends on the misery of others you can never be free; your own heart will brand you as a slave. Now is your chance to get clean- you may never have another. Do the right thing. Join with us to fix Wall Street, America and the world. Yours in sincere hope sherwood harris 10801
Larger morality | 0
I know you're only doing your job. You make business decisions that make money for your company's shareholders, so you feel you deserve the rewards. But do you need another Rolex more than a child needs a school lunch? Do you need a larger Mercedes more than a mother needs blankets for her baby? Do you need another house in yet another town more than we need clean air to breathe, clean water to drink? CEO salaries and bonuses are taking away from everyone else's basic necessities. You need to get a better way to measure your worth. Callie Jordan The Dalles, OR 97058
Greed may taste good now, however when this country goes belly -up, so will you, we will no longer be using your productsand poisens. Greed will destroy the greedy. Mary Garcia NoHo, CA 91601-4007