letters and counting!
Dear Mr. Fat Cat | 0
Just opened a new personal and business account with my local credit union!
Ms Smith | 0
I have been a customer of Bank Of America off and on for many years in various locations. In general I have been quite satisfied with the bank’s policies and behaviors toward it’s customers compared to other banks I have used. Whether a result of local or corporate policy I have closed my account whenever I felt like I have been unfairly treated and did not receive an adequate response from the bank. In this case, I feel it is not only me but millions of people (your customers and those of other banks) that have been unfairly manipulated, exploited and frankly robbed by a conspiracy of bankers that has driven people into the despair of losing their homes, retirement savings and the value of their hard-earned money. I believe Bank Of America has participated in these policies at various levels and has contributed to the current financial crises. There are corporate offices and agents of the bank which may include members of the board that are aware of these abuses and have not acted to rectify them in an appropriate manner. I expect members of the board of any corporation to be the watchdogs of corruption and not the facilitators. Please make every effort to implement changes to and to make restitution for past policies and actions taken by Bank Of America. I am once more considering terminating my relationship with Bank Of America. Sincerely, Fred Worrell
How is it punishment of Wall Street as Cain claims on Meet The Press this past Sunday? With the wealth of the Wall Street financiers, how painful can it be to pay their fair share in taxes? Can paying 10 million of the 20 million bonuses they receive painful? Are they going to skip meals or lose a home and live in a car or on the street? No! But, the middle class wage earner who is not getting a bonus and been out of work has to pay taxes. They're the ones being punished not Wall Street. The Occupiers want fairness from the people who destroyed our economy and haven't paid the price for their thieving ways. Joe Woo, Jr. Burbank, CA 91506
My husband and I have a small business and at one time we employed 9 people including ourselves. In order to keep our business going we took equity out of our house 3 times. This helped pay salaries and improved the business. Then the bubble you helped create burst and got crap all over us. We could still manage to pay our employees, but not ourselves. We were having a hard time making our mortgage payments, so we asked BofA if we could get a loan modification. These were supposed to be available at the time. We were told that we would not be considered if we were making payments. So we stopped making payments and started the procedure. We sent in papers, you lost the papers. We sent in papers again, you couldn't find them again. Finally you said that you had the papers. We called every week, no one knew what was going on. In the meantime, we are cutting costs in our business. This means having to let go of people and many other measures. . We gutted our retirements, sold our 2nd car and some gold coins. I am now 69 years old with no savings whatsoever. My husband doesn't have any either. Eventually we were approved, then we weren't approved. We kept calling, each call took at least 1/2 an hour to find the right department, even though we always called the last department that we had spoken to. Most didn't know anything about our request. This went on for over 18 months. Every day we are living with the fear of losing our home. No one knows what is going on, we are given contradicting advise from the bank, people are gone, people don't call back. We finally get the dreaded Foreclosure notice, even though we have spoken to someone almost every week trying to resolve this. Then we have to get a lawyer, which costs a lot of money we don't have, but I'm NOT GOING TO LOSE MY HOME. I can't sleep, my husband can't sleep. And yet you get bonuses and live in the lap of luxury while thousands of people are in pure misery. Thank you. Penelope Sallberg Pasadena, CA 91104
Democracy dirives from the Greek word "demos" meaning people. The implication is a government for the people by the people. However, I along with the other 99%, have not had the opportunity to bend the ears of the nation's lawmakers with lobbyists, campaign funds, and lavish parties. Instead, the 1% have this privelege. This seems awfully far from what the actual meaning of "democracy" is. Anthony Aggimenti 10710
I left Wells Fargo when a Wachovia branch opened near me. The reasons? WF personnel always treated me poorly. I'm a "dress down" kind of person, so I was looked upon with snobbery and spoken to with a tone of arrogance that was unacceptable (even though I was likely making more MONEY than the WF employees who treated me this way). Wachovia was the polar opposite. They were conversational, took their time with my concerns, etc., the way my folks' bank treated them back in the day - with respect. I am now forced to deal with WF again due to the merger. I am direly disappointed, and shopping for a new place to put my money. Multiply $200K by all the folks that are going to join me. It will be a boon to local credit unions and small banks. I miss you, Wachovia! Melissa 787361758
WE are ONE | 0
We The People are standing as ONE against your greed and your minion servitude to plutocracy, and WE, the 99% of us, are much bigger in numbers then you chickens hiding behind your for hire "police"and we will not back down and we will BRING YOU DOWN. The more you pay for violent protection services, the more you help our cause, once you start paying your police minions to gun people in the streets you will be CLEAR OBVIOUS targets for worldwide outrage and you are defiantly not going to be welcome on the rainbow bridge. Once all the animals you have exploited get a hold of your sad souls, you will find there is a special hell in the universe for your sort. Pearl Ranstrom 98070
I am old, tired and my back hurts BUT I am joining the OWS. Terry McLeod 10303
Your message here. Tell Wall Street how you feel. It is certainly great to see so many Americans get out to protest the terrible situation in the U.S. I have been very pessimistic but now feel 100% better. Keep up the good work. Mary Jane Crooks Gainesville, FL 32605
Fairness | 0
Pay Up! Create some JOBS, as the Republicans are always telling us that's what Rich People do. TODAY! Millions are waiting. Shelli Netherton 63132-3017
Sharon Blum | 0
Since I have my mother’s power of attorney, we are moving her money to a local community bank and to her credit union. No fees, free checking and better rates. We are dropping her BoFA credit card in favor of a new card with her credit union. You took a taxpayer bailout and now you are screwing the consumer and taxpayer that bailed you out!
Outrageous | 0
Just letting you know that the organization you work for is failing and you should quit and start an honest and open banking practice. Not only will the people love you but you will do well economically because of the trust you receive from your customers. I am a proud customer of the Hudson Valley Federal Credit Union and I am doing well with my money. Good luck and feel free to Email me back if you want to talk. I am very open-minded and well educated.
I’m moving to a credit union where i know my money will be handled in accordance with my values, not used to further bankrupt the 99%.
You sold junk mortgages as AAA securities. How ethical is that? Your company and others wrecked the economy and we had to pay to bail you out. You are making a killing and no one in your industry has had to account to the nation for your behavior. You think we exist to add to your profit. We disagree. That is why we are in your street.
Hi | 0
Id like to let you know my dad lost half of his retirement in 2008 when the economic collapse happened. Its very real for those who don’t have friends in high places. You can email me back if you would like. I am very educated and will gladly speak with you.
Dear John, As a psychotherapist and former school counselor, I am well aware that children and adults who behave heartlessly to others have themselves been treated in a heartless manner; that bullies have themselves been bullied; that greed is a sign of deep emotional pain. I see these signs of deep emotional pain in you, John. I pray for your emotional wounds to heal so that you can reunite with your own caring, loving sense of connection to the world and all its inhabitants and use your strengths, your passion and your drive to benefit all of the world not just the 1 percent of people who are also as wounded as you are. I am a very skilled therapist and would gladly work with you either in my office in NYC or via phone or Skype. I believe that together we could break through your defenses and help you live a much happier, healthier life. Sincerely,
WHY DOES ONE PERSON DESERVE TO EARN A SALARY SO LARGE THAT IT CAN GIVE MORE THAN 300 PEOPLE A JOB. THATS REALLY SAD THAT A PERSON COULD BE THAT GREEDY ON THE BACKS OF OTHERS. WHILE WE ARE SLEEPING AT NIGHT THEY ARE THINKING OR NEW RULES TO TAKE OUR MONEY. THIS NEEDS TO STOP!!!! TELA WA 10016
what I lost... | 0
My retirement account which was at $300K and growing, plummetted to $156K that crappy week in September '08. I want to be bailed out. Just send me a check for $144K. You have my email address - get in touch and I'll send you my name/address. And by the way - you're going to have to write similar check to millions of people. Melissa 787361758
inequality | 0
I understand how the top management of corporations work for and earn their pay, but the system has been going out of whack for a long time and it is time to set things right again. It's time to look beyond the bottom line and towards the bottom rung of the ladder. The economy cannot improve while millions of people are out of work or working for wages far below a decent standard of living. Be the first in your corporation and be the first corporation to stand up, acknowledge the inequality and do what it takes to make things right. You have the knowledge and you have the power. Do the right thing today! Kathy Grill Calgary, AB T1Y 2B5
I know you guys con't care about my measly $200K in your bank, but when I take it out, along with hundreds of my friends who have the same amounts or more, you will eventually feel it. I have already closed an account with Chase and paid off my mortgage that was held by BoA. I'm currently shopping credit unions - and even considering installing a strong box beneath my mattress... Melissa 787361758
Good afternoon. My message is not about myself. It is about the millions of people with disabilities that are affected by the corporate manipulation of Wall Street. For example, 70 percent of Americans with Disabilities are unemployed. Others are in a position where they cannot work and cannot afford to pay for medical equipment because of budget cuts. Yesterday, there was a saying at church that is a famous saying: "Give to Cesar what is to Cesar, but give to God what is to God." In other words protect those Americans that are most vulnerable and working with us to live a more accessible world. This is our month and you need to listen to us. Thank you. Fernando Roldan Glendale, CA 91203
Hey 1%, you wouldn't be so damn profitable if my tax dollars hadn't bailed your sorry arses out - so pay it back now that you're once again profitable!!!! That's how loans work bastages! I just got laid off Friday by Oracle Corp who acquired me as an employee when they purchased Sun Microsystems. After 12 years of services for these 2 companies I only get 2 weeks severance pay! Talk about lack of compensation! Filing for unemployment now, but figure I should let you 1% who probably made your money by stealing it from others that I won't be without income for long! Following my dreams and starting my own small biz! I'd rather work for myself then trust any of you corporate scumbags again with my financial well-being! Helen Keegan Arvada, CO 80004
I have a mortgage and a revolving credit home loan on a co-op apartment with the same institution - Bank of America (who bought them from Countrywide, who bought them from Greenpoint, who ...). I don't have a good credit rating due, in part, to the two large payments I must make each month from income that was reduced about five years after we took out the second loan. Our mortgage and home loan payment records are very good (not perfect), however. We have had the mortgage since 1992, when we bought the apartment, and the home loan since 2000 when our second son was born. Our equity to loan(s) ratio is at least 2:1, as the co-op apartment is now worth over $600,000 (used to be more) and we only owe about $150,000 on the two loans combined. All I want to do is formally combine the two loans and refinance them so I can have a much lower monthly payment and make ends meet. I don't even want any cash out. But BOA won't help me. Would you rather I go bankrupt so you can put our apartment up for foreclosure? Something's wrong here. You've made your money on the interest payments. But you won't help us keep our finances in decent shape. And then you blame us for making bad decisions. Do the right thing and help people ... and help yourselves! Chris Owens 11217
Important | 0
Dear Dave, Greetings from France, we all think of you. In these troubled times, it’s becoming a hard life for all the bankers. I’m part of an association who supports distressed bankers. If you feel tired, and desperate, if you feel like 99% of the people hate you, we have the answer for you. Our team will be ready to help you to become a better person. Contact us at “Aidons les banquiers” 21 rue de la croix, 91000 Paris. Kind regards, Martin.
I just wanted to thank you for ruining my life. I am a part of the housing bubble you created and allowed to happen through your predatory lending practices. I hope you can sleep at night knowing that you helped to devasate financial markets and caused hundreds commit suicide as they slip towards financial ruin. Think about that the next time you get in your really nice vehicle and drive to your really nice vacation home.