letters and counting!
Sirs? Madams. After being bailed out by the citizens of this Country how dare you refuse to lend to small business , You pay nothing to use the money of your customers and yet you do nothing tomove our country along. Cordelia 46208
Can you hear me? | 0
I just participated in Occupy DC after attending a Board meeting in Washington. Just want you to know, I'm not a "fringe person." I recently retired after years of hard, valuable work. I raised a family. I own my house. I also want you to know I am NOT anti-business and anti-profit, but I am appalled at the exorbitant profits, dearth of tax paying, profligate bonus taking and disregard of millions of Americans by corporations. Unfortunately you do not seem to understand in fairness and the greater good. As human beings and as a society we have a responsibility to each other, and not solely to ourselves. I am sure, since you are intelligent and involved people, you are aware of the growth and significance of the Occupy movement. While people there may not fully understand economics nor governmental policies they are clearly expressing a sense that something is not right, that fairness has disappeared and a concern that their country and its corporate and governmental leaders have abandoned their responsibility to promote the general welfare. They are outraged at the callousness of businessmen, corporate leaders. So am I. Thanks for listening. I hope you hear me. Sincerely, Sally Brown Sally Brown St. Paul, MN 55108
Hi just wondering if you could donate a few dollars to me as I’m trying to raise money to hire a lobbyist for my family? We just can’t seem to have our voices heard on our lower middle class income. We have tried voting but if just hasn’t been working. Thanks for considering any amount you might be able to afford. The sooner the better because I think you might be looking for a job soon.
Dear Ms Stewart, What a shame that the useful and productive part of banking, consumer and commercial banking, a field in which you’ve risen to such heights — a female President! Congrats! —has been compromised and hampered by the CDF swap criminals and the like. Wouldn’t you rather live in a world where market manipulators and other frauds don’t make it so you can’t do your job — lending money to humans and small businesses that actually make stuff? Well, we’re working on it. But some of your friends will probably have to go to jail, and you’ll be taking a pay cut. Don’t worry — it’ll be worth it. That inflated salary’s not making you any happier anyway. All the best, Alyson — 99-percenter
Hey Besty | 0
Hey Stephanie, with all the slightly jaded fanmail you’ve been receiving I thought an inspiring message might make you feel a little better. Has this tough economy been getting you down? Well, dont forget all the perks of these tough times. All those people who lost their homes? Well, over 80% of Americans need to spend more time outside, communing with nature. And whats more cummun-ish than sleeping on a park bench? Not much. And health care? In my opinion, people should start healing their own wounds, two hundred years ago, if little Timmy broke his arm, the local doctor would pop the bones back together, wrap it in a scarf, and send him off, in exchange for a chicken or two. Of course, Little Timmy probably didn’t have a brain tumor, or was a War Veteran with one arm and severe mental trauma. Two hundred years ago, little Timmy would probably have died from those ailments, or if he had found a doctor who could fix him up, he would probably be in debt for the rest of his life. Funny how we seem to be stepping back in time. Well Steph, I hope you enjoyed your BFF’s message. Have a great day, and dont forget about the perks to these terrible times. Your PFF (Pen Friend Forever) Mia WBS (Write Back Soon)
I know you may not care, but I believe that people who are given a lot should give back more. No you should not have to give up all of your world possessions, but you should at least support public policies that are designed to level the playing field. This is will not be easy. It never is. But just imagine all the good it would do. Hope you keep in touch.
Dear Ina, I was a customer of Washington Mutual for many years. Then your bank got them for the bargain basement price of $300 million. I was not happy, but what could I do? The use of my money to BAIL OUT banks, such as yours, has not set well with me either. The current monopoly of the banking industry (funny name since they don’t make anything) by 8 or 9 mega-banks is scary to me and many others. To make a long story short, I will be closing my accounts by 11/5/11. My money is going into a local credit union because I support local businesses. Having the profits from you using my money will no longer fund your lobbying efforts to further de-regulate banking. No more funding things which go against my own interests. You may not notice that I have closed my accounts because it is a pretty small amount. I don’t have much, but I still have my pride. And my belief tha this country was intended for all of it’s people, not corporations. As I face a retirement that has seen most of the money I put away lost in two Wall Street crashes, I will think of you, Ina. You will never know living from had to mouth. Good for you! I hope you know how fortunate you are. The 99% will never know how you live with yourself. We will, however, fight your corporation and those like it until there is justice for ALL. Sleep tight. Frances Morton Winlock, WA 98596
Heads Up Buddy | 0
Hey Greg (Do you go by Greg?) I just wanted to give you the heads up, things arent looking so hot for you at the moment, It seems you have crossed the line. Oops, well it was a very hard line to see, maybe it was drawn in chalk? Of course, Pitchforks united is making a tidy profit, and I’m sure that Torches, Inc. is pretty excited about this turn of events. Well, thought you should know. I dont expect much for my help in informing you of you possible monetary demise, maybe a nice fruit basket? A solid gold Thank You card would be greatly appreciated of course. Well, bye for now. You BFF, Mia
Americans across the country are sick and tired of bail-outs, golden handshakes, ridiculous bonuses and the lack of a moral compass. Things are heating, boys--the jig is up, you pernicious thieves. It's time for real change, time for the American people to oust those of you who serve self-interest above public interest. Some of us are gaining ground by protesting, some are closing their bank accounts and opting for credit unions. It would be stupid to under estimate the power of the boycott (see sanctions.) You, parasites, have abused your host to the point of killing them, meaning that you have abused your customer's to the point of the mass destruction of our economy. I don't expect you feel much shame, or that you really give a rats ass about anything beyond the corporate bottom line. What I do expect is a lot of finger pointing and phrases like, "I was just doing my job." Well, it seems that Americans are waking up and are finally going to, collectively, do their jobs by holding some of you accountable. And my dear sir, it may be you! Yvonne Westbrook 90068-1923
Retirement | 0
Thanks to your greed, my net worth decreased by 40% shortly after I retired. Having worked my whole career with companies that actually made something, I find it disgusting that most of your companies only find ways to use other people's money in a casino manner. I think the world could survive without derivatives. Maybe you should consider going back to the ok'd fashioned way of making money and EARN IT!!! Dan Page 10021
Billions if not trillions of dollars from tax payers have been handed to you to keep your institutions from collapsing. But instead of investing this money in jobs and building the economy you have taken the money, locked it away in your vaults or invested it in speculative endeavors, many of them not even in the US. This is not only disgraceful but it is criminal. Time to begin making amends. Start those small business loans flowing; stop the phony foreclosures; keep people in jobs and in their homes. Those in the streets are not just the tip of the iceberg, they are the next generation who will either be heard or force changes that many of us will not agree with. Time to act now before this spills over into something so far beyond your control you will rue the day you failed to act. Rich 94116
Crandall, please join us at our modest hovel this Thursday for a light supper in front of the fireplace. The utilities are off so we will depend on candlelight for illumination and for roasting, as best we can, some roadkill squirrel. We may be evicted the same night so throw a lawn chair in the Mercedes, just in case we have to move our little soiree to the curb. Hey, bring the kids. We’d love to share some stories of corporate greed in front of the fire. You probably have the best stories of all, your being such a big player and all. All we can share is how devastating it has been for our family to have endured loss of employment, loss of insurance, loss of net worth, and dashed hopes for our future. But hey, what kind of a story would it be without dramatic winners and dramatic losers! Lucky you, Conrad. So you’ll be there right? You wouldn’t miss it, I’m sure. Rock on, buddy. Thank your lucky stars for drivers, bodyguards, and doormen. You don’t have to have anyone talk to you face to face about the crimes you’ve committed against your fellow citizens.
Dear Terri, I was unfortunate enough to be a Business Banker in Palm Beach Gardens Florida from 2007-2009. I was performance managed out, as the economic conditions warranted. The goals we had to meet for lending never changed after the 2008 meltdown in the economy. I have not been able to find a job in 2 1/2 years. I am 61 and I just want to work again, and receive benefits until I can retire at age 67. I spent 30 years in Banking and never thought it would come to this. Very dissappointed in colleagues in the banking industry. Lynn Pimenta
I am the 99%. I am well educated with 2 Master's degrees as well as a paralegal certificate but due to the overwhelming number of job applicants and dirth of available jobs I have had to remove almost all of my education from my resume in order to even get job interviews. With so many people looking for jobs the employers won't even consider paying what anyone is worth. Also everyone is now doing the job of 3 people leaving 2 other people that used to be working those jobs unemplyed. Also I am the mom of an adult son with a Bachelor's degree from a good college who came out of school with the same hourly job he had all through out school with an incredably expensive college loan to pay back but not making enough money to pay it and also eat. Everyone is desperate to get enough work just to keep a roof over their heads and pay for food and other necessities they are accepting wages that are much too low to even pay the bills. It has become so bad that having a higher education is a detriment rather than advantage in the job market. I am one of the lucky ones after a year long job search I have been able to find a local job as a receptionist. Robin Schiff 07728
Hey! This is my second letter to you! We really are pen pals (except you have not written back yet). So today on my lunch break I opened an account at our local credit union and will be closing my checking account with Chase. Sorry. The first thing that struck me as a visual difference is that the staff at the credit union are able to wear their own clothes instead of the blue shirts and black pants at Chase banks. I had been thinking about opening up an account for almost a year when my husband switched over — but thought it was too complicated. It turns out that it is not! I filled out some papers- wrote a ck for $100 to start out with- and got an account! They apologized for the $1.90 a month fee- but get this! It is NOT for profit! It covers the anti-fraud, identity theft program that they provide! Awesome! So now I just transfer my direct deposit from my employer and close my account with Chase. Pretty easy. On the topic of my mortgage with Chase- my husband and I had breakfast together this morning and decided we would move forward next week with the modification process (like I mentioned to you in the last letter). I’ll keep you posted as to how helpful Chase is in the process! Take care and hope you had a great day- write back when you get a chance! Lisa
Thank you! | 0
Thank you Judson for everything you have done for me!!! I was an 18 year old who had no idea about credit, for what it’s worth. But your bank gave me a credit card with an exceptional limit even though I had ZERO credit history. I just signed up online and BINGO! Being 18 I cosigned on a car for my boyfriend at the time, put all the bills in my name (to be generous) and got a credit card just for him. 33,000 dollars may not sound like a lot to a fat cat like you but I, however, was making 10 dollars an hour at the time!! The most I’ve ever made in a lifetime is 23,000.. Did your organization help me with a reasonable payment plan since I was a full time college student working part time? Nope. Did your bank call me multiple times a day threatening to take me to court after my asshole boyfriend bailed and left me with all the bills? You bet your sweet ass. Did your bank bail me out? Nope. Did I have to drop out of college to pay you back within your time frame?! I’m sure you’re smart enough to guess at that one So here’s the thing that confuses me the most… you have all the knowledge in the world about credit… (I obviously did not). So why is it that YOU got bailed out and I didn’t!? And what exactly are you doing with the bailout money? Seems like the fat cats are getting fatter and the 99% are getting sick of it! Treating people the way you do is unethical!! Getting millions of OUR TAX DOLLARS to bail you out and now you wouldn’t even dream of giving young (now responsible) adults like me a loan on a house!! YOU SHOULD BE ASHAMED OF YOURSELF Jessica Williamson
Hi Barbara, I find it painful to picture a woman standing by and watching the sadness and pain that has been carved into this country’s legacy to our children. What is left for them? Education? How will they pay for it? Jobs? What is out there for them? A house? How will they pay for it? How can you sit by and let your bank account expand with money you may never in your lifetime touch while there are children who have no food because their parents cannot get jobs or who have no home because the bankers toyed with money that doesn’t even exist and stole their homes from them? How can you sit by? I really want to know!
Hey Brian, I’ve been a bank of america customer for years now, and am in the process of removing all my funds from your bank and never doing business with you again. The way you’ve behaved, the piggish way you’ve sucked taxpayer dollars up and used it to give unearned bonuses to your execs is a disgrace. Enjoy your last few years of power over every avenue of power in this country. A soon to be former customer, Matt Miller
I have a job... | 0
But it isn’t enough. I’ve been struggling since college, unable to find a job that pays enough for me to build a future. So thanks to JPMorgan Chase for slapping a $10/month charge on my checking account after I’ve given them all of my banking business for the last 15 years. I’m *so* glad that those executives can now afford an extra serving of caviar…on me.
I don't have any problem with vanks making reasonable profits, but huge profits on the back of ordinary citizens is unconscienable. For the banks who got us into the economic downturn to make huge profits while refusing to negotiate mortgages to avoid foreclosures, raising fees while using depositors' money and refusing to lend to qualified applicants is wrong. The large banks were bailed out - too big to fail! Unless those banks serve the public interest, they will lose customers and eventually become irrelevant. Susan Selbin Albuquerque, NM 87104
The quality of life for me and my children has tanked since the start of the depression you caused with your insatiable greed. You should should be asking your Tea Party friends to stop shouting for lower taxes, and you should be publicaly demanding that your tax rate be set at 35 percent. Kevin Bunnell Kevin Bunnell 80303
Because you lobby and steal like individuals, but don't pay taxes, and because your companies are using my money to extract further capital from other members of the "rest of us", I am closing my accounts today at your banks. I will take my money to a local credit union where I will see returns on my investment in my own account and in my local economy. Rebecca Graham Oakland, CA 94608
I just wonder how much is enough and at what expense? Surely, as important as having food on one's table, a decent car, house education for the children, good health, is being able to enjoy the beauty of this earth. A beauty which is fast disappearing as every last little bit is being squeezed out of our dear mother nature. If all of us just spent a little more time and money on protecting that small part of earth that we love the world would be a much better place. And surely it is more important that our neighbours also enjoy the same sense of comfort and safety that is so dear to all of us, or is it better to continue this fallacy of us and them? For aren't the us our brothers and sisters. Why are we so short sighted? It breaks my heart daily. As my 7 yr old son asked me the other morning, "why do people like money more than love?" I couldn't say it any better. Allegra Carpegna Mew York, NY 10019
Your message here. Tell Wall Street how you feel. Gentlemen/Ladies: Make this simple. Go out into the country and see how the others live. Then, do something to help. Hoarding wealth will never bring you happiness. Helping others less fortunate WILL. When you look into a mirror after doing something kind, you will learn what real beauty is. God bless you on your journey. Dolores Ciabattoni Cortland, OH 44410-9383
1% vs. 99% | 0
Judging from your political donations, you must want to keep on doing whatever you please. Do you really want another Enron, another housing bubble, another Great Depression? Greg Sells Austin, TX 78741-6942